I-Cassava Smartech idonsa ngaphansi kwezinhlawulo zokulawula ezingu-ZW$100m

Inkampani yeCASSAVA Smartech Zimbabwe Limited, ehweba njenge EcoCash Holdings Zimbabwe, ibhekane lonyaka onzima lapho inkampani le ihlawulise iziphathamandla zamadola ayizigidi ezilikhulu zamadollar-$100 million kanti inzuzo yomnyaka wonke ilokhu idanile.

Umbiko wenhlelo zenhlanganiso le onyakeni ofika mhlaka 28 Nhlolanja 28 2021 uveza ukuthi mhlaka 29 Mbimbitho lonyaka, ibhanga elikhulu lelizwe eleReserve Bank of Zimbabwe (RBZ), ngogatsha lweFinancial Intelligence Unit (FIU), lahlawulisa iEcoCash izigidi ezilikhulu zamadollar-$100 million. ukuhlolwa okwenziwa endaweni kusukela zingama-24 kuMfumfu wezi-2018 kuya zingama-22 kuLwezi wezi-2018. Ngokusho kweqembu, umbiko wokuhlola endaweni uphawule ukushiyeka okuthile kwezokuphatha futhi i-FIU yaqaphela inqubekelaphambili esele yenziwe ibhizinisi ukubhekana nokushoda kwezokuphatha okwakuphawuliwe. .

Ngonyaka odlule, ibhange elikhulu lamemezela ukuvalwa kwama-agent omakhalekhukhwini kuleli ngezinsolo zokudayisa ngemali yangaphandle ngokungemthetho emakethe ehambisanayo engekho emthethweni. Abaphathi be-cassava baphinde babekwa icala ngokwehluleka ukuphatha ama-agent ngaphakathi kwenkundla yemali yamaselula.

Ngokombiko we-RBZ we-Monetary Policy nyakenye, omakhalekhukhwini “bavumele abahwebi bemali yakwamanye amazwe ukuthi basebenzise izikhwama eziningi njengendlela yokweqa imingcele yokuhwebelana nokuqhubeka nokuhwebelana kwabo okungekho emthethweni. Abasebenzi bemali ephathwayo bazovala ngokushesha zonke izikhwama zemali, futhi bavumele isikhwama semali esisodwa kumuntu ngamunye.”

I-EcoCash iyinkampani enkulu kunazo zonke esebenza ngemali ephathwayo kuleli, ibalwa ngaphezu kuka-90% wesamba semakethe. Umdumbula, omasheya akhe amisiwe okwesikhashana ukuhweba eZimbabwe Stock Exchange amaviki amabili kuyonale inyanga, ukhale ngokukhuphuka kwamanani entengo okuba kubi ngenxa yemiphumela yeCovid-19 kanye nokungafinyeleli kwemali yakwamanye amazwe njengezinto ezinkulu ezikhathaza ibhizinisi.

NgoNhlangulana wonyaka odlule, ibhange elikhulu lethule kabusha uhlelo lwendali yemali yangaphandle njengengxenye yemizamo yokudambisa ingcindezi yokwehla kwamandla emali ebhebhezelwa yizinga lokushintshisana kwabantu ababalekayo emakethe efanayo, kanye nokwandisa ukufinyeleleka kwalo emabhizinisini eziteshini ezisemthethweni.

Nokho, izinkomba ze-Cassava zibonisa okuhlukile, njengoba iqembu liye lakhala ngezinyathelo eziqinile zokufinyelela i-greenback eyivelakancane. Lokhu, kuhambisana nemiphumela emibi yobhubhane lwe-Covid-19, kwenze ukusebenza kwebhizinisi kwaba nzima, iqembu liqopha ukusebenza kweholo elidangele unyaka wonke kuze kube nguFebhuwari 2021.

“Ibhodi likhathazekile ngendawo yokusebenza eyinselelo njengoba kukhonjiswe yingcindezi yokwehla kwamandla emali kwezomnotho, ukungaqiniseki emhlabeni jikelele nasekhaya okudalwe umthelela we-Covid-19 kanye nenqubo eqinile okufanele ihlangatshezwe ukuze kutholakale imali yakwamanye amazwe,” kusho uCassava. isitatimende esihambisana nezimali zeqembu zonyaka ofika mhla zingama-28 kuNhlolanja wezi-2021.

Ngesikhathi sokuvalwa isikhathi eside kwe-Covid-19, izinhlangano zeqembu zaqashelwa njengabahlinzeki bezinsizakalo ezibalulekile, okuvumela izingxenye zebhizinisi ukuthi ziqhubeke nokusebenza naphezu kwemikhawulo.

Umdumbula uthi uzoqhubeka nokuthatha izinyathelo zokunciphisa, ngaphakathi kwemingcele yemithetho yezwe, ukunciphisa imithelela emibi yendawo yokusebenza eyinselele ebone iqembu libika ukulahlekelwa okungu-ZW$1 billion unyaka wonke kuze kube nguFebhuwari 2021.

Uthe uCassava: “Sihlala sihlola umthelela walolu bhubhane ebhizinisini lethu esikhathini esifushane kuya esimaphakathi.”

Phakathi nonyaka ogcwele, imali engenayo yonke ye-cassava yehle ngo-26% yaya ku-ZW$14.3 billion.

Iyunithi yebhizinisi ye-fintech iyunithi enkulu yokusebenza yeqembu, ehlanganisa cishe u-80% wesamba semali engenayo.

Ngaphakathi ophikweni lwebhizinisi le-fintech, u-80% wemali engenayo uvela ophikweni lwebhizinisi lemali ephathwayo, i-EcoCash, futhi sekucutshungulwe kokubili ikhono leqembu kanye neyunithi enkulu ekhiqiza ukheshi, i-EcoCash, ukuqhubeka njengokukhathazeka okuqhubekayo.

Lokhu kuphinde kwenzeke njengoba abasebenzisa imali ephathwayo behle ngo-22% baya ku-8.4 million unyaka wonke.

Ngokusho kwaleli qembu, ukusebenza kwebhizinisi kusukela mhla lu-1 kuNdasa wezi-2021 kuze kube usuku lokugunyazwa kwezitatimende zezimali bekuhambisana nezibikezelo ekuqaleni konyaka, ngemuva kokucabangela umthelela omubi wemikhawulo edalwe yi-Covid-19. ekusebenzeni kwebhizinisi.

“Abaphathi banethemba lokuthi izibikezelo zezinyanga ezingu-12 ezisetshenziswe ekufikeni ekuhloleni ukukhathazeka okuqhubekayo zingafezeka,” kusho uCassava.

Iqembu linezigidigidi ezingu-2.7 zamaRandi ezikhokhelwa inhlangano ezihlobene nokubolekwa kwemali okucatshangelwe ukuhlukaniswa kweqembu le-Econet Wireless Zimbabwe Limited ngomhlaka 1 Lwezi 2018. Isamba esiyi-1 166 906 618 esingahlengekisiwe esingahlengekisiwe sihlanganiswe nekhuphoni yonyaka. isilinganiso esingu-5% sikhishwe ngenani lokubhaliselwe lamasenti angu-US4.665 emalini eboshiwe futhi lokhu kubalwa njengenhlangano ehlobene yesikhathi eside ekhokhwayo.

Ekupheleni konyaka wayo wezimali, inkampani engaphansi kwebhange – I-Steward – izinga lemali lase lifinyelele ku-ZW $ 600 wezigidi futhi ngokusekelwe kwisibikezelo sebhange ngaleso sikhathi, ayizange ikwazi ukuzuza imali encane ebuyekeziwe zingama-31 Disemba 2021 ngokukhula kwemvelo.

I-RBZ yazise imfuneko entsha yezimali ezikhungweni zamabhange, elinganiselwa ezigidini ezingama-30 zamadola aseMelika, okumele isigcwaliswe ngomhla zingama-31 kuZibandlela wezi-2021.

Iqembu kanye nebhange baxhumane ne-RBZ mayelana nohlelo lwe-capitalisation ukuze kuvunyelwe ukuthotshelwa kwe-capital threshold ngesikhathi esimisiwe.